Effective Date: July 17, 2026
Last Updated: July 17, 2026
The information provided on Active95.com is for general informational and educational purposes only.
Although we make reasonable efforts to provide useful, accurate, and practical information, the content on this website is not intended to replace advice from qualified legal, tax, accounting, financial, lending, insurance, real estate, or other professional advisers.
By using this website, you acknowledge and agree to the following terms.
1. General Information Only
The articles, guides, videos, checklists, examples, opinions, and other materials published on Active95.com are provided for general informational and educational purposes.
The content may discuss topics including:
- Business acquisitions and sales
- Business valuation
- Seller’s Discretionary Earnings
- Due diligence
- Commercial leases
- Escrow procedures
- Financing and SBA loans
- Liquor licenses and regulatory matters
- Real estate transactions
- Business brokerage practices
- Marketing and negotiation strategies
Every business, property, transaction, contract, and individual circumstance is different. Information that may be appropriate in one situation may not be appropriate in another.
You should not make a legal, financial, tax, investment, lending, real estate, or business decision solely based on information found on this website.
2. No Legal, Tax, Accounting, or Financial Advice
Active95.com does not provide legal, tax, accounting, financial-planning, securities, lending, or investment advice.
Nothing on this website should be interpreted as:
- Legal advice
- Tax advice
- Accounting advice
- Investment advice
- Financial advice
- Lending approval or guidance
- A legal opinion regarding any contract, license, regulation, or transaction
You should consult appropriately licensed professionals, such as an attorney, certified public accountant, tax adviser, lender, insurance professional, or financial adviser, before making decisions concerning a specific transaction.
3. No Brokerage or Agency Relationship
Viewing this website, reading its content, downloading a document, submitting a contact form, subscribing to communications, or communicating through Active95.com does not by itself create:
- A real estate brokerage relationship
- A business brokerage relationship
- An agency or fiduciary relationship
- An exclusive representation agreement
- A buyer-representation agreement
- A listing agreement
- An attorney-client relationship
- An accountant-client relationship
- A lender-borrower relationship
A brokerage or agency relationship can only be established through appropriate written agreements, disclosures, and other requirements under applicable law.
Do not send confidential, privileged, proprietary, or transaction-sensitive information unless and until an appropriate professional relationship has been formally established.
4. Real Estate and Business Brokerage Information
Content discussing California real estate or business brokerage practices is general in nature and may not apply to every transaction.
Real estate and business transactions may be affected by:
- Contract terms
- Property conditions
- Lease provisions
- Local ordinances
- State and federal laws
- Licensing requirements
- Financing conditions
- Escrow instructions
- Tax consequences
- Environmental conditions
- Zoning and land-use restrictions
- Industry-specific regulations
- Changes in laws, forms, and professional practices
Users should independently verify all material facts and consult qualified professionals before entering into any transaction.
Nothing published on Active95.com constitutes a guarantee that a property, business, listing, buyer, seller, landlord, tenant, lender, or investment opportunity is available, suitable, accurate, profitable, or legally compliant.
5. Business Valuation Disclaimer
Any discussion of business value, pricing, Seller’s Discretionary Earnings, EBITDA, revenue multiples, market multiples, capitalization rates, asset values, goodwill, or comparable transactions is for general educational purposes.
Business valuation is not an exact science. Actual value may vary significantly depending on factors including:
- Verified financial performance
- Quality of financial records
- Lease terms
- Location
- Competition
- Customer concentration
- Owner involvement
- Equipment condition
- Licenses and permits
- Market conditions
- Financing availability
- Buyer demand
- Transaction structure
- Tax consequences
- Risks discovered during due diligence
Any examples or estimated values provided on this website should not be treated as a formal appraisal, certified valuation, broker price opinion, fairness opinion, or guarantee of a sale price.
A business may sell for more or less than an estimated value, or may not sell at all.
6. Due Diligence Responsibility
Buyers, sellers, landlords, tenants, investors, and other transaction participants are responsible for conducting their own independent investigations.
Due diligence may include reviewing:
- Tax returns
- Profit-and-loss statements
- Bank records
- Sales reports
- Payroll records
- Utility bills
- Lease documents
- Licenses and permits
- Equipment condition
- Environmental matters
- Employee obligations
- Liens and UCC filings
- Litigation
- Regulatory compliance
- Seller representations
- Property and business conditions
Active95.com does not guarantee the accuracy, completeness, authenticity, or reliability of information supplied by owners, buyers, sellers, landlords, tenants, brokers, lenders, government agencies, third-party databases, or other sources.
Users should verify all material information independently and seek professional assistance when appropriate.
7. No Guarantee of Results
Active95.com does not guarantee:
- Approval of financing
- Approval of a lease assignment
- Issuance or transfer of a license
- Completion of an escrow
- Successful negotiation
- Sale of a business or property
- Purchase of a business or property
- Profitability of an investment
- Accuracy of projected income
- Future business performance
- Search-engine rankings
- Advertising income
- Marketing results
- Any specific financial or professional outcome
Examples, transaction discussions, case studies, and professional experiences do not guarantee that another person will obtain the same or similar results.
Past performance is not a guarantee of future results.
8. Accuracy and Timeliness of Information
We make reasonable efforts to publish useful and accurate information. However, laws, regulations, government procedures, real estate forms, financing requirements, market conditions, business practices, and online services may change without notice.
We do not guarantee that all content is:
- Complete
- Current
- Accurate
- Error-free
- Applicable to every jurisdiction
- Suitable for every transaction
Some articles may remain available even after certain information has changed.
The publication date or last-updated date should not be interpreted as a guarantee that every statement remains current.
Users should confirm current laws, regulations, procedures, forms, fees, and requirements directly with the appropriate government agency, professional adviser, lender, escrow holder, association, or service provider.
9. Examples and Case Studies
Active95.com may describe actual, hypothetical, modified, or composite transaction scenarios for educational purposes.
To protect confidentiality:
- Names may be omitted
- Locations may be generalized
- Financial figures may be rounded or changed
- Certain facts may be combined or modified
- Chronology may be simplified
- Identifying details may be removed
Any similarity to a specific person, business, property, or transaction may be coincidental or may reflect an intentionally anonymized professional example.
Case studies should not be interpreted as a complete description of all facts, documents, negotiations, or legal issues involved in a transaction.
10. Third-Party Information and Links
Active95.com may refer or link to:
- Government agencies
- Professional associations
- Lenders
- Escrow companies
- Attorneys
- CPAs
- Insurance providers
- Software providers
- Marketplaces
- News organizations
- Social-media platforms
- Other third-party websites
These links are provided for convenience and informational purposes only.
Unless expressly stated otherwise, Active95 does not control, endorse, guarantee, or assume responsibility for the accuracy, content, products, services, security, availability, or privacy practices of third-party websites.
A link or reference does not necessarily constitute an endorsement, partnership, sponsorship, or professional recommendation.
Users access third-party websites and services at their own risk.
11. Affiliate Links and Advertising
Active95.com may display advertisements or include affiliate links.
If you click an affiliate link or purchase a product or service through certain links, Active95 may receive a commission or other compensation at no additional cost to you.
Advertising or affiliate compensation does not guarantee that a product, service, company, or provider is suitable for your circumstances.
We encourage users to independently evaluate any product or service before making a purchase or business decision.
Advertisements displayed through Google AdSense or other advertising networks are selected and delivered by third parties. Active95 does not necessarily endorse the products, services, claims, or advertisers shown in those advertisements.
12. Testimonials and Professional Experiences
Any testimonials, reviews, client comments, professional experiences, revenue examples, transaction outcomes, or success stories are individual examples.
They do not guarantee that another individual will achieve similar results.
Actual results depend on many factors, including market conditions, experience, effort, financial resources, transaction terms, professional advice, and circumstances outside our control.
13. No Offer or Solicitation
Nothing on Active95.com constitutes an offer to sell, a solicitation to purchase, or a recommendation to acquire or dispose of:
- Real estate
- A business opportunity
- A security
- An investment
- A loan
- An insurance product
- Any regulated financial product
Any property or business opportunity must be evaluated based on its specific disclosures, contracts, financial information, investigation results, and applicable legal requirements.
Availability, pricing, terms, and conditions are subject to change without notice.
14. Professional Licensing
Any professional licensing information presented on Active95.com is provided for identification and transparency.
Professional services, where offered, are provided only in jurisdictions and under circumstances where the applicable individual or entity is properly licensed and authorized to provide those services.
Website content should not be interpreted as an offer to provide regulated services in a jurisdiction where such services are not authorized.
15. Limitation of Liability
To the fullest extent permitted by law, Active95, its owner, authors, contributors, affiliates, service providers, and representatives will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive loss arising from or related to:
- Use of this website
- Reliance on website content
- Errors or omissions
- Delayed or outdated information
- Business or investment decisions
- Transaction failures
- Lost profits or opportunities
- Third-party websites or services
- Security incidents
- Temporary website unavailability
- Downloads or external links
Your use of Active95.com and reliance on its content are at your own risk.
16. Personal Responsibility
You are responsible for evaluating the accuracy, completeness, usefulness, and suitability of any information obtained from this website.
Before taking action, you should perform your own investigation and seek advice from properly qualified professionals who understand your specific circumstances.
17. Changes to This Disclaimer
We may revise this Disclaimer at any time to reflect changes in:
- Website content
- Business practices
- Professional services
- Advertising relationships
- Applicable laws
- Technology
- Third-party services
The revised Disclaimer will be posted on this page with an updated revision date.
18. Contact
Questions regarding this Disclaimer may be directed to:
Active95
Website: Active95.com
Email: support@Active95.com
Location: California, United States